Flexible Processing Pricing for Your Business
At Well Payments, we provide customized merchant services designed to help businesses thrive. Whether you process in-store payments or online transactions, our pricing models are transparent, flexible, and built to suit your unique needs.
Explore our options to find the best processing pricing model for your business:

1. Interchange Plus (IC+) Pricing
Transparent and Customizable Credit Card Payment Processing
How It Works: Interchange Plus pricing provides a detailed breakdown of costs. You’ll pay the exact interchange fees set by card networks, plus a small, fixed markup.
- Card Present: Ideal for retail stores, restaurants, and other in-person transactions where lower rates apply.
- Card Not Present: Perfect for e-commerce businesses, subscription services, and phone orders with clear and predictable costs.
Why Choose This Model:
- Maximum cost transparency.
- A great choice for businesses processing high-volume or high-ticket transactions.
- Competitive pricing for business credit card processing
2. Fixed Percentage Pricing
Simple and Predictable Credit Card Processing Fees
How It Works: Pay a single flat rate for each transaction, regardless of card type or transaction volume.
- Card Present: Consistent rates for retail and point-of-sale payments.
- Card Not Present: Predictable costs for online transactions, remote payments, and recurring billing.
Why Choose This Model:
- Budget-friendly for businesses seeking simplicity.
- No surprise fees—perfect for startups, small businesses, and entrepreneurs.
- Easy-to-understand pricing for credit card merchant accounts.
3. Dual Pricing (Cash Discount Model)
Save on Processing Fees While Rewarding Cash-Paying Customers
How It Works: Offset your credit card processing costs by offering customers a discount for cash payments while maintaining standard prices for card transactions.
- Card Present: Best for brick-and-mortar stores with frequent cash-paying customers.
- Card Not Present: Can be tailored to specific remote payment setups when applicable.
Why Choose This Model:
- Reduce credit card processing fees.
- Encourage more customers to pay with cash.
- A smart strategy for businesses looking to optimize merchant account services.
The Right Payment Solutions for Your Business
Whether you’re a local retailer, an online entrepreneur, or a large-scale business, we offer:
- Flexible Payment Processing: Tailored to your industry and transaction type.
- Transparent Pricing: No hidden fees, just clear, upfront costs.
- Scalable Merchant Services: Designed to grow with your business.
Get Started with a Custom Quote
- Our team is here to help you choose the best pricing model for your unique needs. Contact us today for a customized solution that optimizes your payment processing costs.